9 -#^~&- 



<%Aafi. ... \ 

1W/ — ...Q.L 

UNITED STATES OF AMERICA. 



PRESTON'S 

TABLES OF INTEREST: 



SHOWINQ 



THE INTEREST ON ANY SUM FROM ONE DOLLAR TO TWO HUNDRED DOL- 
LARS ; PROCEEDING FROM TWO HUNDRED TO FIVE 
HUNDRED BY HUNDREDS: 

COMPUTED AT SIX PER CENT. 

FOR EACH DAY, FROM ONE TO TWENTY INCLUSIVE: ALSO, ON THIRTY, FORTY, 
SIXTY, SIXTY-THREE, NINETY, NINETY-THREE, ONE, TWO, AND THREE 
HUNDRED DAYS— PRESENTING AT THE SAME VIEW THE INTER- 
EST FOR EACH MONTH FROM ONE TO TWELVE ; THEN 
TWENTY-FOUR AND THIRTY-SIX MONTHS. 

TOGETHER WITH 

A PERFECT CENT TABLE, 

CONVENIENTLY ARRANGED AT THE CLOSE OF THE WORK, SHOWING 

THE INTEREST ON ANY PART OF A DOLLAR, FROM THE LOW T - 

EST TERM OF TIME REQUIRED, UP TO THREE YEARS. 



BY LYMAN PRESTON, 

Author of "A Treatise on Book-Keeping," " Tables of Interest at 7 per cent.," " Complete 

Time Table," &c. &c. 



NEW-YORK: ^ 



PRftfTED BY ELLIOTT AND FALMER, 20 WILLIAM-STREET. 
1829, 



I fc 



M 

.fry 



Southern District of Neio-York, ss. 

Be it remembered, That on the tenth day of December, A. IX 1823, in the fifty- third year of 
the independence of the United States of America, Lyman Preston, of the said district, hath depo- 
sited in this office the title of a book, the right whereof he claims as author, in the words following, 
to wit : 

, " Preston's Tables of Interest : showing the interest on any sum from one dollar to two hundred 
dollars ; proceeding from two hundred to five hundred by hundreds ; computed at six per cent, for 
each day, from one to twenty inclusive ; also on thirty, forty, sixty, sixty-three, ninety, nkety-three, 
on 3, two, and three hundred days — presenting at the same view the interest of each month from one 
to twelve ; then twenty -four and thirty-six months. Together with a Perfect Cent Table, coveniently 
arranged at the close of the work, showing the interest on any part of a dollar, from the lowest 
term of time required up to three years. By Lyman Preston, author of ' A Treatise on Book- 
Keeping,' 'Tables of Interest at 7 per cent.,' « Complete Time Table,' &c. &c," 

In conformity to an act ofepngress of the United States, entitled " An act for the encourage- 
ment of learning, by securing the copies of maps, charts, and books, to the authors and proprietors 
of such copies, during the time therein mentioned," and also to an act, entitled " An act supple- 
mentary to an act, entitled 'An act for the encouragement of learning, by securing the copies of 
maps, charts, and books, to tha authors and proprietors of such copies, during the times therein 
mentioned,' and extending the benefits thereof to the arts of designing, engraving, and etching 
historical and other prints." . FRED. J. BET'PS, 

Clerk of the Southern District ojWtw-York. 



6f« 



TO THE PUBLIC. 



The only important fact relative to this production, which any person who may wish to furnish 
himself with an article of this kind can be particularly benefited in knowing, is the certainty of its 
accuracy, It may be proper therefore to state the method pursued in preparing the manuscript as 
well as in printing. In forming the manuscript, one entire set of computations was made by the 
author, with the assistance of certain collateral check tables, especially arranged for the occasion, 
and which served a very important purpose in detecting such scattering errors as might otherwise 
have passed unnoticed ; but from many years' practical acquaintance with the details of the count- 
ing-room, and being well aware of the great liability to error, even with the most experienced ac- 
countants, the precaution was taken to test each calculation by a duplicate set of computations, 
made by a person aided, by similar proof tables to those above alluded to. After repeated calcula- 
tions and comparisons of the two sets of manuscript, feeling every reasonable assurance of their 
accuracy, the work was permitted to go to press. 

While going through the press, the printed sheets were read in various ways by different per- 
sons. The first two impressions were read by the printer, in comparison with the manuscript ; 
then the third impression was taken and read by the author, in comparison with the collateral com- 
putations ; and if all was found right, the press was permitted to go on. Nevertheless, fearing the 
possibility of accident, the middle impression was carefully examined with a view to ascertain whe- 
ther any type had been moved from its place. 

• * 

I have only to add, such is my confidence in the accuracy of these Tables, that I am enabled to 
say I will pay twenty-five dollars to the first person who, within one year from this date, shall 
discover and show to me an error amounting to as much as one cent, on any single calculation of 
interest contained in the whole work. 

LYMAN PRESTON. 
New- York, January 1, 1829. 



EXPLANATION. 

* 

The principal, beginning at one dollar, and progressing to the highest sum contained in the 
work, is in all cases to'be found at the top of the page. The time is shown in the left hand margin 
ofeach^page, beginning at the top with 1 day, proceeding down in regular order to 20 days, 
then advancing to 30, 40, 60, 63, 90, 93, 100, 200, and 300 days. The months are ar- 
ranged directly under the days, beginning at 1, and proceeding in regular order down to 
12 months, then advancing to 24 and 36 months ; so that we have at one view the inter- 
est on the sum required for tears, months, and days, for any term of time, from 1 day ta 



[4] 

3 years inclusive. The interest required will in all eases be found in that column which is placed 
directly under the given principal, and opposite to the given time. For example, the interest on 11 
dollars (page 5) for 8 months is shown to be 44 cents. The interest on 12 dollars (page 5) for 60 
days is 12 cents ; on 23 dollars (page 6) for 14 days, 5 cents, &c. If the interest for four years be required, 
we have only to add the 3 years and 1 year together, to obtain it ; for five years, add the 3 and 2 
years together. If the interest on 2 years, 7 months, and 18 days, be required, add the three sums 
together. If the interest for 157 days be wanting, add the interest on 100, 40, and 17 days toge- 
ther. If the interest for 297 days be required, add the interest on 200, 90, and 7 days together. 

It will be seen that the arrangement of this work is such as will admit of any combination of 
years, months, and dats, while at the same time it is admirably well adapted to the practice of 
those who compute interest by days wholly. 

To find the interest on parts of a dollar, we have only to make a single reference to the Cent 
Table, contained at the end of the work, where we may find at a glance the interest required on 
any number of cents, from 1 to 99 inclusive, for any time, from the lowest required up to 3 years. 

It is proper to remark, that in adding two or three distinct sums of interest together, (such for 
instance as on 90, 40, and 17 days,) a slight variation from the exact amount will occasionally 
occur ; perhaps in some instances a half cent, in others three quarters, and possibly in a few scat- 
tered instances even a whole cent. This is owing to the circumstance that the rule observed in 
computing the interest has been to consider the fractions of a cent, when as much as 5 mills, the 
same as being a whole cent ; and on the contrary, when less than 5 mills, to reject them. 

With respect to the question whether these tables afford any advantage over other productions of 
like denomination, it is believed that but one opinion will be entertained, inasmuch as the interest 
on the given sum may be found for any number of days, as well as for years, months, and 
days, at one view ; so that whatever the arrangement of time may be in making out accounts of 
interest, they will be found in all cases equally well adapted. 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 


1 




2 


3 


4 


5 


6 


7 



8 



9 


10 


11 


12 


13 


14 I 


1 
































o 1 


2 












































02 3 






































1 


54 



































1 


°5 


































1 


6 

































1 


7 
































2 


8 



























2 


2 


2 


9 

























2 


2 


2 


2 


10 























2 


2 


2 


2 


2 


11 




















2 


2 


2 


2 


2 


3 


12 


















2 


2 


2 


2 


2 


3 


3 


13 


















2 


2 


2 


2 


3 


3 


3 


14 
















2 


2 


2 


2 


3 


3 


3 


3 


15 
















2 


2 


2 


2 


3 


3 


3 


3 


16 





1 








2 


2 


2 


2 


3 


3 


3 


3 


4 


17 





1 








2 


2 


2 


3 


3 


3 


3 


4 


4 


18 





1 








2 


2 


2 


3 


3 


3 


4 


4 


4 


19 





1 






2 


2 


2 


2 


3 


3 


3 


4 


4 


4 


20 





1 






2 


2 


2 


3 


3 


3 


4 


4 


4 


5 


30 





1 




2 


2 


3 


3 


4 


4 


5 


5 


6 


6 


7 


40 


1 


1 


2 


3 


3 


4 


5 


5 


6 


7 


7 


8 


9 


9 


60 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


13 


14 


63 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


13 


14 


90 


1 


3 


4 


6 


7 


9 


10 


12 


13 


15 


16 


18 


19 


21 


93 


2 


3 


5 


6 


8 


9 


11 


12 


14 


15 


17 


18 


20 


21 


100 


2 


3 


5 


7 


8 


10 


12 


13 


15 


16 


18 


20 


21 


23 


200 


3 


7 


10 


13 


16 


20 


23 


26 


30 


33 


36 


39 


43 


46 


300 


5 


10 


15 


20 


25 


30 


35 


39 


44 


49 


54 


59 


64 


69 


1 


1 


1 


2 


2 


3 


3 


4 


4 


5 


5 


6 


6 


7 


7 


2 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


13 


14 


t/j 3 


2 


3 


5 


6 


8 


9 


11 


12 


14 


15 


17 


18 


20 


21 


N 


2 


4 


6 


8 


10 


12 


14 


16 


18 


20 


22 


24 


26 


28 


§5 


3 


5 


8 


10 


13 


15 


18 


20 


23 


25 


28 


30 


33 


35 


S6 


3 


6 


9 


12 


15 


18 


21 


24 


27 


30 


33 


36 


39 


42 


7 


4 


7 


11 


14 


18 


21 


25 


28 


32 


35 


39 


42 


46 


49 


8 


4 


8 


12 


16 


20 


24 


28 


32 


36 


40 


44 


48 


52 


56 


9 


5 


9 


14 


18 


23 


27 


32 


36 


41 


45 


50 


54 


59 


63 


10 


5 


10 


15 


20 


25 


30 


35 


40 


45 


50 


55 


60 


65 


70 


11 


6 


11 


17 


22 


28 


33 


39 


44 


50 


55 


61 


66 


72 


77 


12 


6 


12 


18 


24 


30 


36 


42 


48 


54 


60 


66 


72 


78 


84 


24 


12 


24 


36 


48 


60 


72 


84 


96 


108 


120 


132 


144 


156 


168 


36 


18 


36 


54 


72 


90 


|108 


126 


144 


162 


1180 


198 


216 


234 


252 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 


15 


16 


17 



18 


19 


2® 


21 


22 


23 




24 




25 


26 


27 


28 1 


1 



































2 





1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


o5 3 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


^4 


1 


1 


1 


1 


1 


1 


1 


1 


2 


2 


2 


2 


2 


2 


°5 


1 


1 


1 


1 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


6 


1 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


3 


3 


3 


7 


2 


2 


2 


2 


2 


2 


2 


3 


3 


3 


3 


3 


3 


3 


8 


2 


2 


2 


2 


2 


3 


3 


3 


3 


3 


3 


3 


4 


4 


9 


2 


2 


3 


3 


3 


3 


3 


3 


3 


4 


4 


4 


4 


4 


10 


2 


3 


3 


3 


3 


3 


3 


4 


4 


4 


4 


4 


4 


5 


11 


3 


3 


3 


3 


3 


4 


4 


4 


4 


4 


5 


5 


5 


5 


12 


3 


3 


3 


4 


4 


4 


4 


4 


5 


5 


5 


5 


5 


6 


13 


3 


3 


4 


4 


4 


4 


4 


5 


5 


5 


5 


6 


6 


6 


14 


3 


4 


4 


4 


4 


5 


5 


5 


5 


6 


6 


6 


6 


6 


15 


4 


4 


4 


4 


5 


5 


5 


5 


6 


6 


6 


6 


7 


7 


16 


4 


4 


4 


5 


5 


5 


6 


6 


6 


6 


7 


7 


7 


7 


17 


4 


4 


5 


5 


5 


6 


6 


6 


6 


7 


7 


7 


8 


8 


18 


4 


5 


5 


5 


6 


6 


6 


7 


7 


7 


7 


8 


8 


8 


19 


5 


5 


5 


6 


6 


6 


7 


7 


7 


7 


8 


8 


8 


9 


20 


5 


5 


6 


6 


6 


7 


7 


7 


8 


8 


8 


9 


9 


9 


30 


7 


8 


8 


9 


9 


10 


10 


11 


11 


12 


12 


13 


13 


14 


40 


10 


11 


11 


12 


12 


13 


14 


14 


15 


16 


16 


17 


18 


18 


60 


15 


16 


17 


18 


19 


20 


21 


22 


23 


24 


25 


26 


27 


28 


63 


16 


17 


18 


19 


20 


21 


"22 


23 


24 


25 


26 


27 


28 


29 


90 


22 


24 


25 


27 


28 


30 


31 


33 


34 


36 


37 


38 


40 


41 


93 


23 


24 


26 


28 


29 


31 


32 


34 


35 


37 


38 


40 


41 


43 


100 


25 


26 


28 


30 


31 


33 


35 


36 


38 


39 


41 


43 


44 


46 


200 


49 


53 


56 


59 


62 


66 


69 


72 


76 


79 


82 


85 


89 


92 


300 


74 


79 


84 


89 


94 


99 


104 


108 


113 


118 


123 


128 


133 


138 


1 


8 


8 


9 


9 


10 


10 


11 


11 


12 


12 


13 


13 


14 


14 


2 


15 


16 


17 


18 


19 


20 


21 


22 


23 


24 


25 


26 


27 


28 


m 3 


23 


24 


26 


27 


29 


30 


32 


33 


35 


36 


38 


39 


41 


42 


33 A 

f*4 


30 


32 


34 


36 


38 


40 


42 


44 


46 


48 


50 


52 


54 


56 


z ^ 


38 


40 


43 


45 


48 


50 


53 


55 


58 


60 


63 


65 


68 


70 


S6 


45 


48 


51 


54 


57 


60 


63 


66 


69 


72 


75 


78 


81 


84 


7 


53 


56 


60 


63 


67 


70 


74 


77 


81 


84 


88 


91 


95 


98 


8 


60 


64 


68 


72 


76 


80 


84 


88 


92 


96 


100 


104 


108 


112 


9 


68 


72 


77 


81 


86 


90 


95 


99 


104 


108 


113 


117 


122 


126 


10 


75 


80 


85 


90 


95 


100 


105 


110 


115 


120 


125 


130 


135 


140 


11 


83 


88 


94 


99 


105 


110 


116 


121 


127 


132 


138 


143 


149 


154 


12 


90 


96 


102 


108 


114 


120 


126 


132 


138 


144 


150 


156 


162 


168 


24 


180 


192 


204 


216 


228 


240 


252 


264 


276 


288 


300 


312 


324 


336 


36 


270 


288 


306 


324 


342 


360 


378 


396 


414 


432 


450 


468 


486 


504 



TABLES OF INTEREST AT 6 PER CENT. 




8 



TABLES OF INTEREST AT 6 PER CENT 



TIME 


43 


44 


145 


46 


47 


48 


49 


50 


51 


52 


53 


54 


55 


56 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


I 


2 


1 


1 


1 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 




2 


2 


2 


2 


2 


2 


2 


2 


3 


3 


3 


3 


3 


3 


^4 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


4 


4 


4 


°5 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


5 


5 


6 


4 


4 


4 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


6 


7 


5 


5 


5 


5 


5 


6 


6 


6 


6 


6 


6 


6 


6 


6 


8 


6 


6 


6 


6 


6 


6 


6 


7 


7 


7 


7 


7 


7 


7 


9 


6 


7 


7 


7 


7 


7 


7 


7 


8 


8 


8 


8 


8 


8 


10 


7 


7 


7 


8 


8 


8 


8 


8 


8 


9 


9 


9 


9 


9 


11 


8 


8 


8 


8 


8 


9 


9 


9 


9 


9 


10 


10 


10 


10 


12 


8 


9 


9 


9 


9 


9 


10 


10 


10 


10 


10 


11 


11 


11 


13 


9 


9 


10 


10 


10 


10 


10 


11 


11 


11 


11 


12 


12 


12 


14 


10 


10 


10 


11 


11 


11 


11 


12 


12 


12 


12 


12 


13 


13 


15 


11 


11 


11 


11 


12 


12 


12 


12 


13 


13 


13 


13 


14 


14 


16 


11 


12 


12 


12 


12 


13 


13 


13 


13 


14 


• 14 


14 


14 


15 


17 


12 


12 


13 


13 


13 


13 


14 


14 


14 


15 


15 


15 


15 


16 


18 


13 


13 


13 


14 


14 


14 


14 


15 


15 


15 


16 


16 


16 


17 


19 


13 


14 


14 


14 


15 


15 


15 


16 


16 


16 


17 


17 


17 


17 


20 


14 


14 


15 


15 


15 


16 


16 


16 


17 


17 


17 


18 


18 


18 


30 


21 


22 


22 


23 


23 


24 


24 


25 


25 


26 


26 


27 


27 


28 


40 


28 


29 


30 


30 


31 


32 


32 


33 


34 


34 


35 


36 


36 


37 


60 


42 


43 


44 


45 


46 


47 


48 


49 


50 


51 


52 


53 


54 


55 


63 


45 


46 


47 


48 


49 


50 


51 


52 


53 


54 


55 


56 


57 


58 


90 


64 


65 


67 


68 


70 


71 


72 


74 


75 


77 


78 


80 


81 


83 


93 


66 


67 


69 


70 


72 


73 


75 


76 


78 


79 


81 


83 


84 


86 


100 


71 


72 


74 


76 


77 


79 


81 


82 


84 


85 


87 


89 


90 


92 


200 


141 


145 


148 


151 


155 


158 


161 


164 


168 


171 


174 


178 


181 


184 


300 


212 


217 


222 


227 


232 


237 


242 


247 


252 


256 


261 


266 


271 


276 


1 


22 


22 


23 


23 


24 


24 


25 


25 


26 


26 


27 


27 


28 


28 


2 


43 


44 


45 


46 


47 


48 


49 


50 


51 


52 


53 


54 


55 


56 


CO 3 


65 


66 


68 


69 


71 


72 


74 


75 


77 


78 


80 


81 


83 


84 


*4 


86 


88 


90 


92 


94 


96 


98 


100 


102 


104 


106 


108 


110 


112 




108 


110 


113 


115 


118 


120 


123 


125 


128 


130 


133 


135 


138 


140 


S6 


129 


132 


135 


138 


141 


144 


147 


150 


153 


156 


159 


162 


165 


168 


7 


151 


154 


158 


161 


165 


168 


172 


175 


179 


182 


186 


189 


193 


196 


8 


172 


176 


180 


184 


188 


192 


196 


200 


204 


208 


212 


216 


220 


224 


9 


194 


198 


203 


207 


212 


216 


221 


225 


230 


234 


239 


243 


248 


252 


10 


215 


220 


225 


230 


235 


240 


245 


250 


255 


260 


265 


270 


275 


280 


11 


237 


242 


248 


253 


259 


264 


270 


275 


281 


286 


292 


297 


303 


308 


12 


258 


264 


270 


276 


282 


288 


294 


300 


306 


312 


318 


324 


330 


336 


24 


516 


528 


540 


552 


564 


576 


588 


600 


612 


624 636 


648 


660 


672 


36 


774 


792 810 


828 


846 


864 


882 


900 


918 


9361954 


972 


990 


1008 



TABLES OF INTEREST AT 6 PER GENT. 



9 



TIME 


57 


58 


59 


60 


61 


62 


63 


64 


65 

1 


66 


67 


68 


~r 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


OB 3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


%i 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


°5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


8 


8 


8 


8 


7 


8 


8 


8 


8 


8 


8 


8 


9 


9 


9 


9 


9 


8 


9 


9 


9 


9 


9 


9 


9 


10 


10 


10 


10 


10 


9 


10 


10 


10 


10 


10 


10 


11 


11 


11 


11 


11 


11 


10 


10 


11 


11 


11 


11 


11 


12 


12 


12 


12 


12 


12 


11 


11 


12 


12 


12 


12 


12 


13 


13 


13 


13 


13 


13 


12 


12 


13 


13 


13 


13 


13 


14 


14 


14 


14 


15 


14 


13 


13 


14 


14 


14 


14 


14 


15 


15 


15 


15 


16 


15 


14 


14 


15 


15 


15 


15 


16 


16 


16 


16 


17 


17 


16 


15 


15 


16 


16 


16 


16 


17 


17 


17 


17 


18 


18 


17 


16 


16 


• 16 


17 


17 


17 


18 


18 


18 


18 


19 


19 


18 


17 


17 


17 


18 


18 


18 


19 


19 


19 


20 


20 


20 


19 


18 


18 


18 


19 


19 


19 


20 


20 


20 


21 


21 


21 


20 


19 


19 


19 


20 


20 


20 


21 


21 


21 


22 


22 


22 


30 


28 


29 


29 


30 


30 


31 


31 


32 


^32 


33 


33 


34 


40 


37 


38 


39 


39 


40 


41 


41 


42 


43 


43 


44 


45 


60 


56 


57 


58 


59 


60 


61 


62 


63 


64 


65 


66 


67 


63 


59 


60 


61 


62 


63 


64 


65 


66 


67 


68 


69 


70 


90 


84 


86 


87 


89 


90 


92 


93 


95 


96 


98 


99 


ioi ! 


93 


87 


89 


90 


92 


93 


95 


96 


98 


99 


101 


102 


104 1 


100 


94 


95 


97 


99 


100 


102 


104 


105 


107 


108 


110 


1121 


200 


187 


191 


194 


197 


201 


204 


207 


210 


214 


217 


220 


224 | 


300 


281 1 


286 


291 


296 


301 


306 


311 


316 


321 


325 


330 


335! 

i 


1 


29 


29 


30 


30 


31 


31 


32 


32 


33 


33 


34 


34 


2 


57 


58 


59 


60 


61 


62 


63 


64 


65 


66 


67 


68 


OS 3 


86 


87 


89 


90 


92 


93 


95 


96 


98 


99 


101 


102 


£4 


114 


116 


118 


120 


122 


124 


126 


128 


130 


132 


134 


136 


§5 


143 


145 


148 


150 


153 


155 


158 


160 


163 


165 


168 


170 


S6 


171 


174 


177 


180 


183 


186 


189 


192 


195 


198 


201 


204 


7 


200 


203 


207 


210 


214 


217 


221 


224 


228 


231 


235 


238 


8 


228 


232 


236 


240 


244 


248 


252 


256 


260 


264 


268 


272 


9 


257 


261 


266 


270 


275 


279 


284 


288 


293 


297 


302 


306 


10 


285 


290 


295 


300 


305 


310 


315 


320 


325 


330 


335 


340 


11 


314 


319 


325 


330 


336 


341 


347 


352 


358 


363 


369 


374 


12 


342 


348 


354 


360 


366 


372 


378 


384 


390 


396 


402 


408 


24 


684 


696 


708 


720 


732 


744 


756 


768 


780 


792 


804 


816 


36 


1026 


1044 


1062 


1080 


1098 


1116 


1134 


1152 


1170 


1188 


1206 


1224 



B 



10 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 

_ 1 


69 


70 


71 


72 


73 


74 


75 


76 


77 


78 


79 


80 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


1 


2 


2 


2 


2 


2 


2 


2 


2 


2 


3 


3 


3 


3 


e*3 


3 


3 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


%4 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


°5 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


7 


6 


7 


7 


7 


7 


7 


7 


7 


7 


8 


8 


8 


8 


'7 


8 


8 


8 


8 


8 


9 


9 


9 


9 


9 


9 


9 


8 


9 


9 


9 


9 


10 


10 


10 


10 


10 


10 


10 


11 


9 


10 


10 


11 


11 


11 


11 


11 


11 


11 


12 


12 


12 


10 


11 


12 


12 


12 


12 


12 


12 


12 


13 


13 


13 


13 


11 


12 


13 


13 


13 


13 


13 


14 


14 


14 


14 


14 


14 


12 


14 


14 


14 


14 


14 


15 


15 


15 


15 


15 


16 


16 


13 


15 


15 


15 


15 


16 


16 


16 


16 


16 


17 


17 


17 


14 


16 


16 


16 


17 


17 


17 


17 


17 


18 


18 


18 


18 


15 


17 


17 


18 


18 


18 


18 


18 


19 


19 


19 


19 


20 


16 


18 


18 


19 


19 


19 


19 


20 


20 


20 


21 


21 


21 


17 


19 


20 


20 


20 


20 


21 


21 


21 


22 


22 


22 


22 


18 


20 


21 


21 


21 


22 


22 


22 


22 


23 


23 


23 


24 


19 


22 


22 


22 


22 


23 


23 


23 


24 


24 


24 


25 


25 


20 


23 


23 


23 


24 


24 


24 


25 


25 


25 


26 


26 


26 


30 


34 


35 


35 


36 


36 


36 


37 


37 


38 


38 


39 


39 


40 


45 


46 


47 


47 


48 


49 


49 


50 


51 


51 


52 


53 


60 


68 


69 


70 


71 


72 


73 


74 


75 


76 


77 


78 


79 


63 


71 


72 


74 


75 


76 


77 


78 


79 


80 


81 


82 


83 


90 


102 


104 


105 


107 


108 


109 


111 


112 


114 


115 


117 


118 


93 


105 


107 


109 


110 


112 


113 


115 


116 


118 


119 


121 


122 


100 


113 


115 


117 


118 


120 


122 


123 


125 


127 


128 


130 


132 


200 


227 


230 


233 


237 


240 


243 


247 


250 


253 


256 


260 


263 


300 


340 


345 


350 


355 


360 


365 


370 


375 


380 


385 


390 


395 


i 


35 


35 


36" 


36 


37 


37" 


38 


38 


39 


39 


40 


40 


2 


69 


70 


71 


' 72 


73 


74 


75 


76 


- 77 


. 78 


79 


80 


m3 


104 


105 


107 


108 


110 


111 


113 


114 


116 


117 


119 


120 


£4 


138 


140 


142 


144 


146 


148 


150 


152 


154 


156 


158 


160 


§5 


173 


175 


178 


180 


183 


185 


188 


190 


193 


195 


198 


200 


S6 


207 


210 


213 


216 


219 


222 


225 


228 


231 


234 


237 


240 


7 


242 


245 


249 


252 


256 


259 


263 


266 


270 


273 


277 


280 


8 


276 


280 


284 


288 


292 


296 


300 


304 


308 


312 


316 


320 


9 


311 


315 


320 


324 


329 


333 


338 


342 


347 


351 


356 


360 


10 


345 


350 


355 


360 


365 


370 


375 


380 


385 


390 


395 


400 


11 


380 


385 


391 


396 


402 


407 


413 


418 


424 


429 


435 


440 


12 


414 


420 


426 


432 


438 


444 


450 


456 


462 


468 


474 


480 


24 


828 


840 


852 


864 


876 


888 


900 


912 


•924 


936 


948 


960 


36 


1242 


1260 


1278 


1296 


1314 


1332 


1350 


1368 


1386 


1404 


1422 


1440 



TABLES OF INTEREST AT 6 PER CENT. 



11 



1 TIME 

1 


81 


82 


83 


84 


85 


86 


87 


88 


89 


9® 


01 
1 


92 ! 

2! 


1 


1 


1 


" 1 


1 


1 


1 


1 


1 


1 


2 




3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


02 3 




4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


5 ! 


54 




5 


5 


5 


6 


6 


6 


6 


6 


6 


6 


6 


6! 


-5 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


8 


6 


8 


8 


8 


8 


8 


8 


9 


9 


9 


9 


9 


9 


7 


9 


9 


10 


10 


10 


10 


10 


10 


10 


10 


10 


11 


8 


11 


11 


11 


11 


11 


11 


11 


12 


12 


12 


12 


12 


9 


12 


12 


12 


12 


13 


13 


13 


13 


13 


13 


13 


14 


10 


13 


13 


14 


14 


14 


14 


14 


14 


15 


15 


15 


15 


11 


15 


15 


15 


15 


15 


16 


16 


16 


16 


16 


16 


171 


12 


16 


16 


16 


17 


17 


17 


17 


17 


18 


13 


18 


18 


13 


17 


18 


18 


18 


18 


18 


19 


19 


19 


19 


19 


20! 


14 


19 


19 


19 


19 


20 


20 


20 


20 


20 


21 


21 


21 1 


15 


20 


20 


20 


21 


21 


21 


21 


22 


22 


22 


22 


23 


16 


21 


22 


.22 


22 


22 


23 


23 


23 


23 


24 


24 


24: 


17 


23 


23 


23 


23 


24 


24 


24 


25 


25 


25 


25 


26 j 


18 


24 


24 


25 


25 


25 


25 


26 


26 


26 


27 


27 


27! 


19 


25 


26 


26 


26 


27 


27 


27 


27 


23 


28 


28 


29 i 


20 


27 


27 


27 


28 


28 


28 


29 


29 


29 


30 


30 


30 | 


30 


40 


40 


41 


41 


42 


42 


43 


43 


44 


44 


45 


45! 


40 


53 


54 


55 


55 


56 


57 


57 


58 


59 


59 


60 


60: 


60 


.80 


81 


82 


83 


84 


85 


86 


87 


88 


89 


90 


91 i 


63 


84 


85 


86 


87 


88 


89 


90 


91 


92 


93 


94 


95 


90 


120 


121 


123 


124 


126 


127 


129 


130 


132 


133 


135 


136 


93 


124 


125 


127 


128 


130 


131 


133 


135 


138 


138 


139 


141 


100 


133 


135 


136 


138 


140 


141 


143 


145 


146 


148 


150 


151 ! 


200 


266 


270 


273 


276 


279 


283 


236 


289 


293 


296 


299 


302 


300 


399 


404 


409 


414 


419 


424 


429 


434 


439 


444 


449 


454 


1 


41 


41 


42 


42 


43 


43 


44 


44 


45 


45 


46 


46 


2 


81 


82 


83 


84 


85 


86 


87 


88 


89 


90 


91 


92 


02 3 


122 


123 


125 


126 


128 


129 


131 


132 


134 


135 


137 


138 


S4 


162 


164 


166 


168 


170 


172 


174 


176 


173 


180 


182 


184 


15 


203 


205 


208 


210 


213 


215 


218 


220 


223 


225 


228 


230 


S6 


243 


246 


249 


252 


255 


258 


261 


264 


267 


270 


273 


276 


7 


284 


287 


291 


294 


298 


301 


305 


308 


312 


315 


319 


322 


8 


324 


328 


332 


336 


340 


344 


348 


352 


356 


360 


384 


368 


9 


365 


369 


374 


378 


383 


387 


392 


396 


401 


405 


410 


414 


10 


405 


410 


415 


420 


425 


430 


435 


440 


445 


450 


455 


460 


11 


446 


451 


457 


462 


468 


473 


479 


484 


490 


495 


501 


506 


12 


486 


492 


498 


504 


510 


516 


522 


528 


534 


540 


546 


552 


24 


972 


984 


996 


1008 


1020 


1032 


1044 


1056 


1068 


1080 


1092 


1104 


36 


[1458 


1476 


1494 


1512 


1530 


1548 


1566 


1584 


1602 


1620 


1638 


1656 



12 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 
1 


93 


94 


95 


96 


97 


98 


99 


109 


101 


102 


103 


104 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


00 3 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


%± 


6 


6 


6 


6 


6 


6 


7 


7 


7 


7 


7 


7 


°5 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


9 


6 


9 


9 


9 


9 


10 


10 


10 


10 


10 


10 


10 


10 


7' 


11 


11 


11 


11 


11 


11 


11 


12 


12 


12 


12 


12 


8 


12 


12 


12 


13 


13 


13 


13 


13 


13 


13 


14 


14 


9 


14 


14 


14 


14 


14 


14 


15 


15 


15 


15 


15 


15 


10 


15 


15 


16 


16 


16 


16 


16 


16 


17 


17 


17 


17 


11 


17 


17 


17 


17 


18 


18 


18 


18 


18 


18 


19 


19 


12 


18 


19 


19 


19 


19 


19 


20 


20 


20 


20 


20 


21 


13 


20 


20 


20 


21 


21 


21 


21 


21 


22 


22 


22 


22 


14 


21 


22 


22 


22 


22 


23 


23 


23 


23 


23 


24 


24 


15 


23 


23 


23 


24 


24 


24 


24 


25 


25 


25 


25 


26 


16 


24 


25 


25 


25 


26 


26 


26 


26 


27 


27 


27 


27 


17 


' 26 


26 


27 


27 


27 


27 


28 


28 


28 


29 


29 


29 


18 


28 


28 


28 


28 


29 


29 


29 


30 


30 


30 


30 


31 


19 


29 


29 


30 


30 


30 


31 


31 


31 


32 


32 


32 


32 


20 


31 


31 


31 


32 


32 


32 


33 


33 


33 


34 


34 


34 


30 


46 


46 


47 


47 


48 


48 


49 


49 


50 


50 


51 


51 


40 


61 


62 


62 


63 


64 


64 


65 


66 


66 


67 


68 


68 


60 


92 


93 


94 


95 


96 


97 


98 


99 


100 


101 


102 


103 


63 


96 


97 


98 


99 


100 


101 


103 


104 


105 


106 


107 


108 


90 


138 


139 


141 


142 


144 


145 


146 


148 


149 


151 


152 


154 


93 


142 


144 


145 


147 


148 


150 


151 


153 


154 


156 


157 


159 


100 


153 


155 


156 


158 


159 


161 


163 


164 


166 


168 


169 


171 


'200 


306 


309 


312 


316 


319 


322 


325 


329 


332 


335 


339 


342 


300 


459 


464 


468 


473 


478 


483 


488 


493 


498 


503 


508 


513 


1 


47 


47 


1 48 


48 


49 


49 


50 


50 


51 


51 


52 


52 


2 


93 


94 


95 


96 


97 


98 


99 


100 


101 


102 


103 


104 


m 3 


140 


141 


143 


144 


146 


147 


149 


150 


152 


153 


155 


156 


£4 


186 


' 188 


190 


192 


194 


196 


198 


200 


202 


204 


206 


208 


55 


233 


235 


238 


240 


243 


245 


248 


250 


253 


255 


258 


260 


i6 


279 


282 


285 


288 


291 


294 


297 


300 


303 


306 


309 


312 


7 


326 


329 


333 


336 


340 


343 


347 


350 


354 


357 


361 


364 


8 


372 


376 


380 


384 


388 


392 


396 


400 


404 


408 


412 


416 


9 


419 


423 


428 


432 


437 


441 


446 


450 


455 


459 


464 


468 


10 


465 


470 


475 


480 


485 


490 


495 


500 


505 


510 


515 


520 


11 


512 


517 


523 


528 


534 


539 


545 


550 


556 


561 


567 


572 


12 


558 


564 


570 


576 


582 


588 


594 


600 


606 


612 


618 


624 


J 24 


1116 


1128 


1140 


1152 


1164 


1176 


1188 


1200 


1212 


1224 


1236 


1248 


IJ2 


1674 


1692 


11710 


•1723 


1746 


1764 


1782 


1800 


1818 


1836 


1854 


1872 







TABLES OF INTEREST AT 6 PER CENT 




13 


TIME 

1 


105 


106 


107 


108 


109 


110 


111 


112 


113 


114 


115 


116 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


3 


3 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


o5 3 


5 


5 


5 


5 


5 


5 


5 


6 


6 


6 


6 


6 


%4 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


8 


8 


°5 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


10 


6 


10 


10 


11 


11 


11 


11 


11 


11 


11 


11 


11 


11 


7 


12 


12 


12 


12 


13 


13 


13 


13 


13 


13 


13 


13 


8 


14 


14 


14 


14 


14 


14 


15 


15 


15 


15 


15 


15 


9 


16 


16 


16 


16 


16 


16 


16 


17 


17 


17 


17 


17 


10 


17 


17 


18 


18 


18 


18 


18 


18 


19 


19 


19 


19 ' 


11 


19 


19 


19 


20 


20 


20 


20 


20 


20 


21 


21 


21 


12 


21 


21 


21 


21 


22 


22 


22 


22 


22 


22 


23 


23 


13 


22 


23 


23 


23 


23 


24 


24 


24 


24 


24 


25 


25 


14 


24 


24 


25 


25 


25 


25 


26 


26 


26 


26 


26 


27! 


15 


26 


26 


26 


27 


27 


27 


27 


28 


28 


28 


28 


29 


16 


28 


28 


28 


28 


29 


29 


29 


29 


30 


30 


30 


31 1 


17 


29 


30 


30 


30 


30 


31 


31 


31 


32 


32 


32 


32 


18 


31 


31 


32 


32 


32 


33 


33 


33 


33 


34 


34 


34! 


19 


33 


33 


33 


34 


34 


34 


35 


35 


35 


36 


36 


36 


20 


35 


35 


35 


36 


36 


36 


36 


37 


37 


37 


38 


38 


30 


52 


52 


53 


53 


54 


54 


55 


55 


56 


56 


57 


57 


40 


69 


70 


70 


71 


72 


72 


73 


74 


74 


75 


76 


76 


60 


104 


105 


106 


107 


108 


108 


109 


110 


1 HI 


112 


113 


114 


63 


109 


110 


111 


112 


113 


114 


115 


116 


117 


118 


119 


120 


90 


155 


157 


158 


160 


161 


163 


164 


166 


167 


169 


170 


172 


93 


161 


162 


164 


165 


167 


168 


170 


171 


173 


174 


176 


177 


100 


173 


174 


176 


178 


179 


181 


182 


184 


186 


187 


189 


191 


200 


345 


348 


352 


355 


358 


362 


365 


368 


372 


375 


378 


381 


300 


518 


523 


528 


533 


538 


542 


547 


552 


557,, 


562 


567 


572 


1 


53 


53 


54 


54 


55 


55 


56 


56 


57 


57 


58 


58 


2 


105 


106 


107 


108 


109 


110 


111 


112 


113 


114 


115 


116 


30 3 


158 


159 


161 


162 


164 


165 


167 


168 


170 


171 


173 


174 


£4 


210 


212 


214 


216 


218 


220 


222 


224 


226 


228 


230 


232 


§5 


263 


265 


268 


270 


273 


275 


278 


280 


283 


285 


288 


290 


£6 


315 


318 


321 


324 


327 


330 


333 


336 


339 


342 


345 


348 


7 


368 


371 


375 


378 


382 


385 


389 


392 


396 


399 


403 


406 


8 


420 


424 


428 


432 


436 


440 


444 


448 


452 


456 


460 


464 


9 


473 


477 


482 


486 


491 


495 


500 


504 


509 


513 


518 


522 


10 


525 


530 


535 


540 


545 


550 


555 


560 


565 


570 


575 


580 


11 


578 


583 


589 


594 


600 


605 


611 


616 


622 


627 


633 


638 


12 


630 


636 


642 


648 


654 


660 


666 


672 


678 


684 


690 


6961 


24 


1260 


1272 


1284 


1296 


1308 


1320 


1332 


1344 


1356 


1368 


1380 


1392 


36 


1890 


1908 


1926 


1944 


1962 


1980 


1998 


2016 


2034 


2052 


2070 


2088 



14 



TABLES OF LYFEREST AT 6 PER CENT. 



TIME 

1 


117 : 


118 r 


11® : 


120 


121 " 


122 


123 124 : 


125 ; 


126 i: 

1 


127 


128 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


~~~* 


2 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


4 


AS 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


S4 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


c 5 


10 


10 


101 


10 


10 


10 


10 


10 


10 


10 


10 


11 


6 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


13 


13 


7 


13 


14 


14 


14 


14 


14 


14 


14 


14 


14 


15 


15 


8 


15 


16 


16 


16 


16 


16 


16 


16 


16 


17 


17 


17 


9 


17 


17 


18 


18 


18 


18 


18 


18 


18 


19 


19 


19 


10 


19 


19 


20 


20 


20 


20 


20 


20 


21 


21 


21 


21 


11 


21 


21 


22 


22 


22 


22 


22 


22 


23 


23 


23 


23 


12 


23 


23 


23 


24 


24 


24 


24 


24 


25 


25 


25 


25 


13 


25 


25 


25 


26 


26 


26 1 26 


26 


27 


27 


27 


27 


14 


27 


' 27 


27 


28 


28 


28 


28 


29 


29 


29 


29 


29 


15 


29 


29 


29 


30 


30 


30 


30 


31 


31 


31 


31 


32 


16 


31 


31 


31 


32 


32 


32 


32 


33 


33 


33 


33 


34 


17 


33 


33 


33 


34 


34 


34 


34 


35 


35 


35 


35 


36 


18 


35 


35 


35 


36 


36 


36 


36 


37 


37 


37 


38 


38 


19 


37 


37 


37 


37 


38 


38 


38 


39 


39 


39 


40 


40 


20 


38 


39 


39 


39 


40 


40 


40 


41 


41 


41 


42 


42 


30 


58 


58 


59 


59 


60 


60 


61 


61 


62 


62 


63 


63 


40 


77 


78 


78 


79 


80 


80 


81 


82 


82 


83 


84 


84 


60 


115 


116 


117 


118 


119 


120 


121 


122 


123 


124 


125 


126 


63 


121 


122 


123 


124 


125 


126 


127 


128 


129 


130 


132 


133 


90 


173 


175 


176 


178 


179 


180 


182 


183 


185 


186 


188 


189 


93 


179 


180 


182 


183 


185 


187 


188 


190 


191 


193 


194 


196 


100 


192 


194 


196 


197 


199 


201 


202 


204 


205 


207 


209 


210 


200 


385 


388 


391 


395 


398 


401 


404 


408 


411 


414 


418 


421 


300 


577 


582 


1 587 


592 


597 


602 607 


612 


j 616 


621 


626 


631 


1 


59 


59 


60 


60 


61 


61 62 


62 


63 


63 


64 


64 


2 


117 


118 


119 


120 


121 


122 


123 


124 


125 


126 


127 


128 


m 3 


176 


177 


179 


180 


182 


183 


185 


186 


188 


189 


191 


192 


'' = 4 


234 


236 


238 


240 


242 


244 


246 


248 


250 


252 


254 


256 


. o5 


293 


295 


298 


300 


303 


305 


308 


310 


313 


315 


318 


320 


£6 


351 


354 


357 


360 


363 


366 


369 


372 


375 


378 


381 


384 


7 


410 


413 


417 


420 


424 


427 


431 


434 


438 


441 


445 


448 


« 

S 


468 


472 


476 


480 


484 


488 


492 


496 


500 


504 


508 


512 


i 527 


531 


536 


540 


545 


549 


554 


558 


563 


567 


572 


576 


It 


» 585 


590 


595 


600 


605 


610 


615 


620 


625 


630 


635 


640 


11 


. 644 


649 


655 


660 


666 


671 


677 


682 


688 


693 


699 


704 


IS 


I 702 


- 708 


1 714 


720 


726 


732 


738 


744 


750 


756 


762 


768 


2/ 


I 1404 


1416 


; i42g 


1440 


1452 


! 1464 


1476 


1488 


1500 


1512 


1524 


1536 


3< 


5 2ioe 


» 2124 


[ 2142 


: 2160 


2178(2196 


! 2214 


2232 


2250 


2268 


2286 


2304 



TABLES OF INTEREST AT 6 PER CENT. 



15 



TIME 

1 


129 


130 


131 


132 


133 


134 


135 


136 


137 


138 


139 140 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


9 

ml 


2 


2 


4 


4 


4 


4 


4 


4 


4 


4 


5 


5 


5 


5 


50 3 


6 


6 


6 


7 


7 


7 


7 


7 


7 


7 


7 


7 


S4 


8 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


°5 


11 


11 


11 


11 


11 


11 


11 


11 


11 


11 


11 


12 


6 


13 


13 


13 


13 


13 


13 


13 


13 


14 


14 


14 


14 


7 


15 


15 


15 


15 


15 


15 


16 


16 


16 


16 


16 


16 


8 


17 


17 


17 


17 


17 


18 


18 


18 


18 


18 


18 


18 


9 


19 


19 


19 


20 


20 


20 


20 


20 


20 


20 


21 


21 


10 


21 


21 


22 


22 


22 


22 


22 


22 


23 


23 


23 


23 


11 


23 


24 


24 


24 


24 


24 


24 


25 


25 


25 


25 


25 


12 


25 


26 


26 


26 


26 


26 


27 


27 


27 


27 


27 


28 


13 


28 


28 


28 


28 


28 


29 


29 


29 


29 


29 


30 


30 


14 


30 


30 


30 


30 


31 


31 


31 


31 


32 


32 


32 


32 


15 


32 


32 


32 


33 


33 


33 


33 


34 


34 


34 


34 


35 


16 


34 


34 


34 


35 


35 


35 


36 


36 


36 


36 


37 


37 


17 


36 


36 


37 


37 


37 


37 


38 


38 


38 


39 


39 


39 


18 


38 


38 


39 


39 


39 


40 


40 


40 


41 


41 


41 


41 


19 


40 


41 


41 


41 


42 


42 


42 


42 


43 


43 


43 


44 


20 


42 


43 


43 


43 


44 


44 


44 


45 


45 


45 


46 


46 


30 


64 


64 


65 


65 


66 


66 


67 


67 


68 


68 


69 


69 


40 


85 


85 


86 


87 


87 


88 


89 


89 


90 


91 


91 


92 


60 


127 


128 


129 


130 


131 


132 


133 


134 


135 


136 


137 


138 


63 


134 


135 


136 


137 


138 


139 


140 


141 


142 


143 


144 


145 


90 


191 


192 


194 


195 


197 


198 


200 


201 


203 


204 


206 


207 


93 


197 


199 


200 


202 


203 


205 


206 


208 


209 


211 


212 


214 


100 


212 


214 


215 


217 


219 


220 


222 


224 


225 


227 


228 


230 


200 


424 


427 


431 


434 


437 


441 


444 


447 


450 


454 


457 


460 


300 


636 


641 


646 


651 


656 


661 


666 


671 


676 


681 


685 


690 


1 


65 


65 


66 


6Q 


67 


67 


68 


68 


69 


69 


70 


70 


2 


129 


130 


131 


132 


133 


134 


135 


136 


137 


138 


139 


140 


03 3 


194 


195 


197 


198 


200 


201 


203 


204 


206 


207 


209 


210 


g4 


258 


260 


262 


264 


266 


268 


270 


272 


274 


276 


278 


280 


§5 


323 


325 


328 


330 


333 


335 


338 


340 


343 


345 


348 


350 


S6 


387 


390 


393 


396 


399 


402 


405 


408 


411 


414 


417 


420 


7 


452 


455 


459 


462 


466 


469 


473 


476 


480 


483 


487 


490 


8 


516 


520 


524 


528 


532 


536 


540 


544 


548 


552 


556 


560 


9 


581 


585 


590 


594 


599 


603 


608 


612 


617 


621 


626 


630 


10 


645 


650 


655 


660 


665 


670 


675 


680 


685 


690 


695 


700 


11 


710 


715 


721 


726 


732 


737 


743 


748 


754 


759 


765 


770 


12 


774 


780 


786 


792 


798 


804 


810 


816 


822 


828 


834 


840 


24 


1548 


1560 


1572 


1584 


1596 


1608 


1620 


1632 


1644 


1656 


1668 


1680 


36 


2322 


2340 


2358 


2376 


2394 


2412 


2430 


2448 


2466 


2484 


2502 


2520 



16 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 

1 


141 
2 


J142 
2 


143 


144 


145 


146 


147 


148 


149 

2 


150 


151 


152 


2 


2 


2 


2 


2 


2 


2 


2 


2 


2 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 




7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


7 


' <4 


9 


9 


9 


9 


10 


10 


10 


10 


10 


10 


10 


10 


: o 5 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


6 


14 


14 


14 


14 


14 


14 


14 


15 


15 


15 


15 


15 


7 


16 


16 


16 


17 


17 


17 


17 


17 


17 


17 


17 


17 


8 


19 


19 


19 


19 


19 


19 


19 


19 


20 


20 


20 


20 


9 


21 


21 


21 


21 


21 


22 


22 


22 


22 


22 


22 


22 


10 


23 


23 


24 


24 


24 


24 


24 


24 


24 


25 


25 


25 


11 


25 


26 


26 


26 


26 


26 


27 


27 


27 


27 


27 


27 


12 


28 


28 


28 


28 


29 


29 


29 


29 


29 


30 


30 


30 


13 


30 


30 


31 


31 


31 


31 


31 


32 


32 


32 


32 


32 


14 


32 


33 


33 


33 


33 


34 


34 


34 


34 


35 


35 


35 


15 


35 


35 


35 


36 


36 


36 


36 


36 


37 


37 


37 


37 


16 


37 


37 


38 


38 


38 


38 


39 


39 


39 


39 


40 


40 


17 


39 


40 


40 


40 


41 


41 


41 


41 


42 


42 


42 


42 


18 


42 


42 


42 


43 


43 


43 


43 


44 


44 


44 


45 


45 


19 


44 


44 


45 


45 


45 


46 


46 


46 


47 


47 


47 


47 


20 


46 


47 


47 


47 


48 


48 


48 


49 


49 


49 


50 


50 


30 


70 


70 


71 


71 


72 


72 


72 


73 


73 


74 


74 


75 


40 


93 


93 


94 


95 


95 


96 


97 


97 


98 


99 


99 


100 


60 


139 


140 


141 


142 


143 


144 


145 


146 


147 


148 


149 


150 


63 


146 


147 


148 


149 


150 


151 


152 


153 


154 


155 


156 


157 


90 


209 


210 


212 


213 


215 


216 


217 


219 


220 


222 


223 


225 


93 


216 


217 


219 


220 


222 


223 


225 


226 


228 


229 


231 


232 


100 


232 


233 


235 


237 


238 


240 


242 


243 


245 


247 


248 


250 


200 


464 


467 


470 


473 


477 


480 


483 


487 


490 


493 


496 


500 


300 


695 


700 


705 


710 


715 


720 


725 


730 


735 


740 


745 


750 


1 


71 


71 


72 


72 


73 


73 


74 


74 


75 


75 


76 


76 


2 


141 


142 


143 


144 


145 


146 


147 


148 


149 


150 


151 


152 


93 3 


212 


213 


215 


216 


218 


219 


221 


222 


224 


225 


227 


228 


fA 


282 


284 


286 


288 


290 


292 


294 


296 


298 


300 


302 


304 


§5 


353 


355 


358 


360 


363 


365 


368 


370 


373 


375 


378 


380 


*6 


423 


426 


429 


432 


435 


438 


441 


444 


447 


450 


453 


456 


7 


494 


497 


501 


504 


508 


511 


515 


518 


522 


525 


529 


532 


8 


564 


568 


572 


576 


580 


584 


588 


592 


596 


600 


604 


608 


9 


635 


639 


644 


648 


653 


657 


662 


666 


671 


675 


680 


684 


10 


705 


710 


715 


720 


725 


730 


735 


740 


745 


750 


755 


760 


11 


776 


781 


787 


792 


798 


803 


809 


814 


820 


825 


831 


836 


12 


846 


852 


858 


864 


870 


876 


882 


888 


894 


900 


906 


912 


24 


1692 


1704 


1716 


1728 


1740 


1752 


1764 


1776 


1788 


1800 


1812 : 


1824 ] 


36 


2538 


2556 


2574 


2592 


2610 


2628 


2646 


2664 | 2682 


2700 ! 


2718 | 5 


2736 | 



TABLES OF INTEREST AT 6 PER CENT. 



17 



TIME 


153 


154 


155 


1561157 


158 


159 160 


161 


162 


163 


164 


i 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


2 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


5 


•Ji 3 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


8 


> * 


10 


10 


10 


10 


10 


10 


10 


11 


11 


11 


11 


11 


a 5 


13 


13 


13 


13 


13 


13 


13 


13 


13 


13 


13 


13 


6 


15 


15 


15 


15 


15 


16 


16 


16 


16 


16 


16 


16 


7 


18 


18 


18 


18 


18 


18 


18 


18 


19 


19 


19 


19 


8 


20 


20 


20 


21 


21 


21 


21 


21 


21 


21 


21 


22 


9 


23 


23 


23 


23 


23 


23 


24 


24 


24 


24 


24 


24 


10 


25 


25 


25 


26 


26 


26 


26 


26 


26 


27 


27 


27 


11 


28 


28 


28 


28 


28 


29 


29 


29 


29 


29 


29 


30 


12 


30 


30 


31 


31 


31 


31 


31 


32 


32 


32 


32 


32 


13 


33 


33 


33 


33 


34 


34 


34 


34 


34 


35 


35 


35 


14 


35 


35 


36 


36 


36 


36 


37 


37 


37 


37 


38 


38 


15 


38 


38 


38 


38 


39 


39 


39 


39 


40 


40 


40 


40 


16 


40 


41 


41 


41 


41 


42 


42 


42 


42 


43 


43 


43 


17 


43 


43 


43 


44 


44 


44 


44 


45 


45 


45 


46 


46 


18 


45 


46 


46 


46 


46 


47 


47 


47 


48 


48 


48 


49 


19 


48 


48 


48 


49 


49 


49 


50 


50 


50 


51 


51 


51 


20 


50 


51 


51 


51 


52 


52 


52 


53 


53 


53 


54 


54 


30 


75 


76 


76 


77 


77 


78 


78 


79 


79 


80 


80 


81 


40 


101 


101 


102 


103 


103 


104 


105 


105 


106 


107 


107 


108 


60 


151 


152 


153 


154 


155 


156 


157 


158 


159 


160 


161 


162 


63 


158 


159 


161 


162 


163 


164 


165 


166 


167 


168 


169 


170 


90 


226 


228 


229 


231 


232 


234 


235 


237 


238 


240 


241 


243 


93 


234 


235 


237 


238 


240 


242 


243 


245 


246 


248 


249 


251 


100 


252 


253 


255 


256 


258 


260 


261 


263 


265 


266 


268 


270 


200 


503 


506 


510 


513 


516 


519 


523 


526 


529 


533 


536 


539 


300 


755 


759 


764 


769 


774 


779 


784 


789 


794 


799 


804 


809 


1 


77 


77 


78 


78 


79 


79 


80 


80 


81 


81 


82 


82 


2 


153 


154 


155 


156 


157 


158 


159 


160 


161 


162 


163 


164 


U2 3 


230 


231 


233 


234 


236 


237 


239 


240 


242 


243 


245 


246 


£4 


306 


308 


310 


312 


314 


316 


318 


320 


322 


324 


326 


328 


§5 


383 


385 


388 


390 


393 


395 


398 


400 


403 


405 


408 


410 


S6 


459 


462 


465 


468 


471 


474 


477 


480 


483 


486 


489 


492 


7 


536 


539 


543 


546 


550 


553 


557 


560 


564 


567 


571 


574 


8 


612 


616 


620 


624 


628 


632 


636 


640 


644 


648 


652 


656 


9 


689 


693 


698 


702 


707 


711 


716 


720 


725 


729 


734 


738 


10 


765 


770 


775 


780 


785 


790 


795 


800 


805 


810 


815 


820 


11 


842 


847 


853 


858 


864 


869 


875 


880 


886 


891 


897 


902 


12 


918 


924 


930 


936 


942 


948 


954 


960 


966 


972 


978 


984 


24 


1836 


1848 


1860 


1872 


1884 


1896 


1908 


1920 


1932 


1944 


1956 


1968 


36 


2754 


2772 


2790 


2808 


2826 


2844 


2862 


2880 


2898 


2916 


2934 


2952 



18 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 


165 


166 


167 168 


169 


170 


171 


172 173 


174 


1751176 


1 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


2 


5 


5 


5 


6 


6 


6 


6 


6 


6 


6 


6 


6 


o(5 3 


8 


8 


8 


8 


8 


8 


8 


8 


9 


9 


9 


9 


$4 


11 


11 


11 


11 


11 


11 


11 


11 


11 


11 


12 


12 


°5 


14 


14 


14 


14 


14 


14 


14 


14 


14 


14 


14 


14 


6 


16 


16 


16 


17 


17 


17 


17 


17 


17 


17 


17 


17 


7 


19 


19 


19 


19 


19 


20 


20 


20 


20 


20 


20 


20 


8 


22 


22 


22 


22 


22 


22 


22 


23 


23 


23 


23 


23 


9 


24 


25 


25 


25 


25 


25 


25 


25 


26 


26 


26 


26 




27 


27 


27 


' 28 


28 


28 


28 


28 


28 


29 


29 


29 


11 


30 


30 


30 


30 


31 


31 


31 


31 


31 


31 


32 


32 


12 


33 


33 


33 


33 


33 


34 


34 


34 


34 


34 


35 


35 


13 


35 


35 


36 


36 


36 


36 


37 


37 


37 


37 


37 


38 


14 


38 


38 


38 


39 


39 


39 


39 


40 


40 


40 


40 


41 


15 


41 


41 


41 


41 


42 


42 


42 


42 


43 


43 


43 


43 


16 


43 


44 


44 


44 


44 


45 


45 


45 


46 


46 


46 


46 


17 


46 


46 


47 


47 


47 


48 


48 


48 


48 


49 


49 


49 


18 


49 


49 


49 


50 


50 


50 


51 


51 


51 


51 


52 


52 


19 


52 


52 


52 


52 


53 


53 


53 


54 


54 


54 


55 


55 


20 


54 


55 


55 


55 


56 


56 


56 


57 


57 


57 


58 


58 


30 


81 


82 


82 


83 


83 


84 


84 


85 


85 


86 


86 


87 


40 


108 


109 


110 


110 


111 


112 


112 


113 


114 


114 


115 


116 


60 


163 


164 


165 


166 


167 


168 


169 


170 


171 


172 


173 


174 


63 


171 


172 


173 


174 


175 


176 


177 


178 


179 


180 


181 


182 


90 


244 


246 


247 


249 


250 


252 


253 


254 


256 


257 


259 


260 


93 


252 


254 


255 


257 


258 


260 


261 


263 


264 


266 


268 


269 


100 


271 


273 


275 


276 


278 


279 


281 


283 


284 


286 


288 


289 


200 


542 


546 


549 


552 


556 


559 


562 


565 


569 


572 


575 


579 


300 


814 


819 


824 


828 


833 


838 


843 


848 


853 


858 


863 


868 


1 


83 


83 


84 


84 


85 


85 


86 


86 


87 


87 


88 


88 


2 


165 


166 


167 


168 


169 


170 


171 


172 


173 


174 


175 


176 


933 


248 


249 


251 


252 


254 


255 


257 


258 


260 


261 


263 


264 


£4 


330 


332 


334 


336 


338 


340 


342 


344 


346 


348 


350 


352 




413 


415 


418 


420 


423 


425 


428 


430 


433 


435 


438 


440 


£6 


495 


498 


501 


504 


507 


510 


513 


516 


519 


522 


525 


528 


7 


578 


581 


585 


588 


592 


595 


599 


602 


606 


609 


613 


616 


8 


660 


664 


668 


672 


676 


680 


684 


688 


692 


696 


700 


704 


9 


743 


747 


752 


756 


761 


765 


770 


774 


779 


783 


788 


792 


10 


825 


830 


835 


840 


845 


850 


855 


860 


865 


870 


875 


880 


11 


908 


913 


919 


924 


930 


935 


941 


946 


952 


957 


963 


968 


12 


980 


996 


1002 


1008 


1014 


1020 


1026 


1032 


1038 


1044 


1050 


1056 


24 


1980 


1992 


2004 


2016 


2028 


2040 


2052 


2064 


2076 


2088 


2100 


2112 


| 36 


2970 2988 


3006 


3024 


3042 


3060 


3078 


3096 


3114 


3132 3150 


3168| 



TABLES OF INTEREST AT 6 PER CENT. 



19 



TIME 


177 


178 


179 


180 


181 182:183 


184 


185 


186 


187|188, 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3; 


2 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


6 


93 3 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


9 


S4 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


12 


Q 5 


15 


15 


15 


15 


15 


15 


15 


15 


15 


15 


15 


15 


6 


17 


18 


18 


18 


18 


18 


18 


18 


18 


18 


18 


19 


7 


20 


20 


21 


21 


21 


21 


21 


21 


21 


21 


22 


22 


8 


23 


23 


24 


24 


24 


24 


24 


24 


24 


24 


25 


25 


9 


26 


26 


26 


27 


27 


27 


27 


27 


27 


28 


28 


28 


10 


29 


29 


29 


30 


30 


30 


30 


30 


30 


31 


31 


31 


11 


32 


32 


32 


33 


33 


33 


33 


33 


33 


34 


34 


34 


12 


35 


35 


35 


36 


36 


36 


36 


36 


36 


37 


37 


37 


13 


38 


38 


38 


38 


39 


39 


39 


39 


40 


40 


40 


40 


14 


41 


41 


41 


41 


42 


42 


42 


42 


43 


43 


43 


43 


15 


44 


44 


44 


44 


45 


45 


45 


45 


46 


46 


46 


46 


16 


47 


47 


47 


47 


48 


48 


48 


48 


49 


49 


49 


49 


17 


49 


50 


50 


50 


51 


51 


51 


51 


52 


52 


52 


53 


18 


52 


53 


53 


53 


54 


54 


54 


54 


55 


55 


55 


56 


19 


55 


56 


56 


56 


57 


57 


57 


57 


58 


58 


58 


59 


20 


58 


59 


59 


59 


60 


60 


60 


60 


61 


61 


61 


62 


30 


87 


88 


88 


89 


89 


90 


90 


91 


91 


92 


92 


93 


40 


116 


117 


118 


118 


119 


120 


120 


121 


122 


122 


123 


124 


60 


175 


176 


177 


178 


179 


180 


180 


181 


182 


183 


184 


185 


63 


183 


184 


185 


186 


187 


188 


190 


191 


192 


193 


194 


195 


90 


262 


263 


265 


266 


268 


269 


271 


272 


274 


275 


277 


278 


93 


271 


272 


274 


275 


277 


278 


280 


281 


283 


284 


286 


287 


100 


291 


293 


294 


296 


298 


299 


301 


302 


304 


306 


307 


309 


200 


582 


585 


588 


592 


595 


598 


602 


605 


608 


612 


615 


618 


300 


873 


878 


883 


888 


893 


898 


902 


907 


912 


917 


922 


927 


1 


89 


89 


90 


90 


91 


91 


921 


92 


93 


93 


94 


94 


2 


177 


178 


179 


180 


181 


182 


183 


184 


185 


186 


187 


188 


t5 3 

£4 


266 


267 


269 


270 


272 


273 


275 


276 


278 


279 


281 


282 


354 


356 


358 


360 


362 


364 


366 


368 


370 


372 


374 


376 


§5 


443 


445 


448 


450 


453 


455 


458 


460 


463 


465 


468 


470 


^6 


531 


534 


537 


540 


543 


546 


549 


552 


555 


558 


561 


564 


7 


620 


623 


627 


630 


634 


637 


641 


644 


648 


651 


655 


658 


8 


708 


712 


716 


720 


724 


728 


732 


736 


740 


744 


748 


752 


9 


797 


801 


806 


810 


815 


819 


824 


828 


833 


837 


842 


846 


10 


885 


890 


895 


900 


905 


910 


915 


920 


925 


930 


935 


940 


11 


974 


979 


985 


990 


996 


1001 


1007 


1012 


1018 


1023 


1029 


1034 


12 


1062 


1068 


1074 


1080 


1086 


1092 


1098 


1104 


1110 


1116 


1122 


1128 


1 24 


2124 


2136 


2148 


2160 


2172 


2184 


2196 


2208 


2220 


2232 


2244 


2256 


J 36 


3186 


3204 


3222 


3240 


3258 


3276 


3294 


3312 


3330 


3348 


3366 


3384 



20 



TABLES OF INTEREST AT 6 PER CENT. 



TIME 

1 


189 

3 


190 191 


192 


193 


194 195 


196 


197 


198 


199 1 


200 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


3 


2 


6 


6 


6 


6 


6 


6 


6 


6 


6 


7 


7 


7 


t5 3 


9 


9 


9 


9 


10 


10 


10 


10 


10 


10 


10 


10 


S4 


12 


12 


13 


13 


13 


13 


13 


13 


13 


13 


13 


13 


°S 


16 


16 


16 


16 


16 


16 


16 


16 


16 


16 


16 


16 


6 


19 


19 


19 


19 


19 


19 


19 


19 


19 


20 


20 


20 


7 


22 


22 


22 


22 


22 


22 


22 


23 


23 


23 


23 


23 


8 


25 


25 


25 


25 


25 


26 


26 


26 


26 


26 


26 


26 


9 


28 


28 


28 


28 


29 


29 


29 


29 


29 


29 


29 


30 


10 


31 


31 


31 


32 


32 


32 


32 


32 


32 


33 


33 


33 


11 


34 


34 


35 


35 


35 


35 


35 


35 


36 


36 


36 


36 


12 


37 


37 


38 


38 


38 


38 


38 


39 


39 


39 


39 


39 


13 


40 


41 


41 


41 


41 


41 


42 


42 


42 


42 


43 


43 


14 


43 


44 


44 


44 


44 


45 


45 


45 


45 


46 


46 


46 


15 


47 


47 


47 


47 


48 


48 


48 


48 


49 


49 


49 


49 


16 


50 


50 


50 


50 


51 


51 


51 


52 


52 


52 


52 


53 


17 


53 


53 


53 


54 


54 


54 


54 


55 


55 


55 


56 


56 


18 


56 


56 


57 


57 


57 


57 


58 


58 


58 


59 


59 


59 


19 


59 


59 


60 


60 


60 


61 


61 


61 


62 


62 


62 


62 


20 


62 


62 


63 


63 


63 


64 


64 


64 


65 


65 


65 


66 


30 


93 


94 


94 


95 


95 


96 


96 


97 


97 


98 


98 


99 


40 


124 


125 


126 


126 


127 


128 


128 


129 


130 


130 


131 


132 


60 


186 


187 


188 


189 


190 


191 


192 


193 


194 


195 


196 


197 


63 


196 


197 


198 


199 


200 


201 


202 


203 


204 


205 


206 


207 


90 


280 


281 


283 


284 


286 


287 


288 


290 


291 


293 


294 


296 


93 


289 


290 


292 


294 


295 


297 


298 


300 


301 


303 


304 


306 


100 


311 


312 


314 


316 


317 


319 


321 


322 


324 


325 


327 


329 


200 


621 


625 


628 


631 


635 


638 


641 


644 


648 


651 


654 


658 


300 


932 


937 


942 


947 


952 


957 


962 


967 


972 


976 


981 


986 


1 


95 


95 


96 


96 


97 


97 


98 


98 


99 


99 


100 


100 


2 


189 


190 


191 


192 


193 


194 


195 


196 


197 


198 


199 


200 


t»3 


284 


285 


287 


288 


290 


291 


293 


294 


296 


297 


299 


300 


*4 


378 


380 


382 


384 


386 


388 


390 


392 


394 


396 


398 


400 




473 


475 


478 


480 


483 


485 


488 


490 


493 


495 


498 


500 


S6 


567 


570 


573 


576 


579 


582 


585 


588 


591 


594 


597 


600 


7 


662 


665 


669 


672 


676 


679 


683 


686 


690 


693 


697 


700 


8 


756 


760 


764 


768 


772 


776 


780 


784 


788 


792 


796 


800 


9 


851 


855 


860 


864 


869 


873 


878 


882 


887 


891 


896 


900 


10 


945 


950 


955 


960 


965 


970 


975 


980 


985 


990 


995 


1000 


11 


J 040 


1045 


1051 


1056 


1062 


1067 


1073 


1078 


1084 


1089 


1095 


1100 


12 


1134 


1140 


1146 


1152 


1158 


1164 


1170 


1176 


1182 


1188 


1194 


1200 


24 


2268 


2280 


2292 


2304 


2316 


2328 


2340 


2352 


2364 


2376 


2388 


2400 


36 


3402 


3420 


3438 


3456 


3474 


3192 


3510 


3528 


3546 


3564 


3582 


3600 



TABLES OF INTEREST AT 6 PER CENT. 



21 



TIME! 

1 


300 


400 


500 


600 


700 


800 


900 


1000 


2000 


5 


7 


8 


10 


12 


13 


15 


16 


33 


2 


10 


13 


16 


20 


23 


26 


30 


33 


66 


m 3 


15 


20 


25 


30 


35 


39 


44 


49 


99 


> A 


20 


26 


33 


39 


46 


53 


59 


66 


132 


°5 


25 


33 


41 


49 


58 


66 


74 


82 


164 


6 


30 


39 


49 


59 


69 


79 


89 


99 


197 


7 


35 


46 


58 


69 


81 


92 


104 


115 


230 


8 


39 


53 


66 


79 


92 


105 


118 


132 


263 


9 


44 


59 


74 


89 


104 


118 


133 


148 


296 


10 


49 


66 


82 


99 


115 


132 


148 


164 


329 


11 


54 


72 


90 


108 


127 


145 


163 


181 


362 


12 


59 


79 


99 


118 


138 


158 


178 


197 


395 


13 


64 


85 


107 


128 


150 


171 


192 


214 


427 


14 


69 


92 


115 


138 


161 


184 


207 


230 


460 


15 


74 


99 


123 


148 


173 


197 


222 


247 


493 


16 


79 


105 


132 


158 


184 


210 


237 


263 


526 


17 


84 


112 


140 


168 


196 


224 


252 


279 


559 


18 


89 


118 


148 


178 


207 


237 


266 


296 


592 


19 


94 


125 


156 


187 


219 


250 


281 


312 


625 


20 


99 


132 


164 


197 


230 


263 


296 


329 


658 


30 


148 


197 


247 


296 


345 


395 


444 


493 


986 


40 


197 


263 


329 


395 


460 


526 


592 


658 


1315 


60 


296 


395 


493 


592 


690 


789 


888 


986 


1973 


63 


311 


414 


518 


621 


725 


828 


932 


1036 


2071 


90 


444 


592 


740 


888 


1036 


1184 


1332 


1479 


2959 


93 


459 


612 


764 


917 


1070 


1223 


1376 


1529 


3058 


100 


493 


658 


822 


986 


1151 


1315 


1479 


1644 


3288 


200 


986 


1315 


1644 


1973 


2301 


2630 


2959 


3288 


6575 


300 


1479 


1973 


2466 


2959 


3452 


3945 


4438 


4932 


9863 


1 


150 


200 


250 


300 


350 


400 


450 


500 


1000 


2 


300 


400 


500 


600 


700 


800 


900 


1000 


2000 


m 3 


450 


600 


750 


900 


1050 


1200 


1350 


1500 


3000 


u 


600 


800 


1000 


1200 


1400 


1600 


1800 


2000 


4000 


S5 


750 


1000 


1250 


1500 


1750 


2000 


2250 


2500 


5000 


S6 


900 


1200 


1500 


1800 


2100 


2400 


2700 


3000 


6000 


7 


1050 


1400 


1750 


2100 


2450 


2800 


3150 


3500 


7000 


8 


1200 


1600 


2000 


2400 


2800 


3200 


3600 


4000 


8000 


9 


1350 


1800 


2250 


2700 


3150 


3600 


4050 


4500 


9000 


10 


1500 


2000 


2500 


3000 


3500 


4000 


4500 


5000 


10000 


11 


1650 


2200 


2750 


3300 


3850 


4400 


4950 


5500 


11000 


12 


1800 


2400 


3000 


3600 


4200 


4800 


5400 


6000 


12000 


24 


3600 


4800 


6000 


7200 


8400 


9600 


10800 


12000 


24000 


1 36 


5400 


7200 


9000 


10800 


12600 


14400 


16200 


18000 


36000 



22 



CENT TABLE AT 6 PER CENT. 



PRIN 


1 

M 




2 
M 


3 

M 


4 

M 


5 

M 


6 

M 


7 
M 


8 
M 


9 

M 


10 

M 


11 

M 


12 

M 


24 
M 


36 

M 


CiSNTS 

2 









































4 









































1 


6 






































1 


1 


8 






































1 


1 


10 



































,1 


2 


12 


































1 


2 


14 

































2 


3 


16 
































2 


3 


18 











. 



















2 


3 


20 






























2 


4 


22 






























3 


4 


24 






























3 


4 


25 











1 
















2 


3 


5 


26 


1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


24 


36 



























2 


3 


5 


28 

























2 


2 


3 


5 


30 

















A* 






o 


2 


2 


4 


5 


32 























2 


2 


2 


4 


6 


34 




















2 


2 


2 


2 


4 


6 


36 




















2 


2 


2 


2 


4 


6 


38 


















2 


2 


2 


o 


2 


5 


7 


40 


















2 


2 


2 


2 


2 


5 


7 


42 










1 








2 


2 


2 


2 


3 


5 


8 


44 
















2 


2 


2 





2 


3 


5 


8 


46 
















2 


2 


2 


2 


3 


3 


6 


8 


48 
















2 


2 


2 


2 


3 


3 


6 


9 


," 





1 


1 


1 


1 


2 


2 


2 


2 


3 


3 


3 


6 


9 



CENT TABLE AT 6 PER CENT. 



23 



PRIN 


1 

M 


2 
M 


3 

M 


4 

M 


5 

M 


6 

M 


7 
M 


8 
M 


9 

M 


10 

M 


11 

M 


12 

M 


24 

M 


36 

M 


CENTS 


52 





1 






1 


2 


2 


2 


2 


3 


3 


3 


6 


9 


54 





1 






1 


2 


2 


2 


2 


3 


3 


3 


6 


10 


56 





1 






1 


2 


2 


2 


3 


3 


3 


3 


7 


10 


58 





1 






1 


2 


2 


2 


3 


3 


3 


3 


7 


10 


60 





I 






2 


2 


2 


2 


3 


3 


3 


4 


7 


11 


62 





1 






2 


2 


2 


2 


3 


3 


3 


4 


7 


11 


64 





1 






2 


2 


2 


3 


3 


3 


4 


4 


8 


12 


66 





1 






2 


2 


2 


3 


3 


3 


4 


4 


8 


12 


68 





1 






2 


2 


2 


3 


3 


3 


4 


4 


8 


12 


70 





1 






2 


2 


2 


3 


3 


4 


4 


4 


8 


13 


72 





1 






2 


2 


3 


3 


3 


4 


4 


4 


9 


13 


74 





1 






2 


2 


3 


3 


3 


4 


4 


4 


9 


13 


75 





1 




2 


2 


2 


3 


3 


3 


4 


4 


5 


9 


14 




1 


2 


3 


4 


5 


6 


7 


8 


9 


10 


11 


12 


24 


36 


76 





1 




2 


2 


2 


3 


3 


3 


4 


4 


5 


9 


14 


78 





1 




2 


2 


2 


3 


3 


4 


4 


4 


5 


9 


14 


80 





1 




2 


2 


2 


3 


3 


4 


4 


4 


5 


10 


14 


82 





1 




2 


2 


2 


3 


3 


4 


4 


5 


5 


10 


15 


84 





1 




2 


2 


3 


3 


3 


4 


4 


5 


5 


10 


15 


86 





1 




2 


2 


3 


3 


3 


4 


4 


5 


5 


10 


15 


88 





1 




2 


2 


3 


3 


4 


4 


4 


5 


5 


11 


16 


90 





1 




2 


2 


3 


3 


4 


4 


5 


5 


5 


11 


16 


92 





1 




2 


2 


3 


3 


4 


4 


5 


5 


6 


11 


17 


94 





1 




2 


2 


3 


3 


4 


4 


5 


5 


6 


11 


17 


96 





1 




2 


2 


3 


3 


4 


4 


5 


5 


6 


12 


17 


98 





1 




2 


2 


3 


3 


4 


4 


5 


5 


6 


12 


18 


99 





1 




2 


2 


3 

I 


3 


4 


4 


5 


5 


6 


12 


18 

1 



34 CENT TABLE. I 



EXPLANATION OF THE CENT TABLE. 



On the two preceding pages, is contained a Table, showing the interest on any number of cents, 
from 1 to 99 inclusive, by twos. 

The principal begins at 2 cents on the margin of the left hand page, and continues to 50 inclu- 
sive. On the margin of the right hand page, the principal commences at 52 cents, and continues 
down the column to 99 inclusive. 

The want of room to print in regular numerical progression every number of cents, is the reason 
for advancing by twos ; and notwithstanding the table may show the consequent variation of 1 cent 
in some instances, yet in reality the loss or gain will never exceed 2 mills more than it would have 
been had every amount of cents been presented, even when the time shall be 3 years. When 
the time does not exceed 1 year, the loss or gain will not be more than 6 tenths of a mill, in conse- 
quence of this mode of proceeding. 

The time is stated at the head and centre of each page. Both pages begin at 1 month, and end 
at 36 months. 

The interest on any number of cents, from 1 to 99, does not amount to half a cent for any term of 
time less than 1 month ; from which it will appear that there is no necessity for giving the interest 
in the cent table on any term of time of less denomination than that of months. For instance, if 
we want the interest on 65, 75, 88, 93, 99, or any other number of cents, for 75, 80,85, 90, 95, 100, 
or 105 days, it would be sufficiently accurate to take the interest for 3 months, as given in the table ; 
and the variation, in the whole range of this latitude, from the exact amount of interest, would 
not equal 5 mills. 

When the interest on part of a dollar is required, provided the time does not exceed 3 months, in 
ordinary cases 50, and so up to 99 cents, may be considered as 1 dollar; and any sum less than 50 
cents would be hardly worth calculating. For example, if you want the interest on $75.75, call 
the principal $76 ; when you want the interest on $148.30, call the principal $148 only. By pur- 
suing this plan, you will save yourself the trouble of referring to the cent table. 

The left hand column on both pages, for the first month, might have been dispensed with, but 
for the purpose of showing that no interest is chargeable on any amount of cents contained on 
them, for|that term of time. 



Every given sum of interest contained in this work, bears that proportion to the interest on the 
principal (which stands at the head of the column) for one year, which its time, reduced to d*ays f 
bears to 365 ; hence the difference between the interest on 30 days and 1 month, as seen in the 
tables : 30 days having been considered as forming 30-365ths of a year. Whereas 1 month is sup- 
posed to constitute a twelfth part of a year. The difference between 360 and 365 days to the year 
is as 1 to 73 ; 5 days being a 73d part of a year. 



Note. It is but just to state, that the foregoing work has been executed in a style which is no 
less creditable to the young gentlemen, by whose immediate agency it has been performed, than it 
is conducive to the interest of their employers, and satisfactory to the author. But it is neverthe- 
less possible, at least, that upon the nicest inspection, an occasional solitary imperfection may be 
found ; such, for instance, as might be the effect of a small hole in the paper, or the intervention of 
a mote between the type and paper. But for such accidental defects, should any exist, it is believed 
-that a ready excuse will be found in every enlightened and generous mind. 



MM! OT ©@IWM@ aSTV2B3B2flSV 



ON 



2Sonte, Jftorigageg, Hottg, $a . 



The rule adopted by many individuals has been to compute the interest on the whole amount 
of the obligation, up to the date of the first payment, and after adding the interest thus obtained 
to the principal, to deduct the amount of the first payment. The remaining sum will form a new 
principal, upon which the interest is computed up to the date of the next endorsement, &c. &c. 

In the following example, we have supposed that all the payments were made precisely at the 
time when the} 7 became due ; and were it certain that business men would in all cases be able to 
meet their engagements with equal promptness, we should have occasion to offer no other eluci- 
dations, by way of providing for less fortunate contingencies. 



EXAMPLE I. 

I hold an obligation against A. B. for $500, dated March 17th, 1829, 
payable in five annual instalments, with interest* 

March 17th, 1829. Amount of said obligation - $500 00 

„ „ 1830. Interest on do. 1 year - - 30 00 

Principal and Interest 
,, „ ,, Received payment - 

Balance due March 17, 1830 
,t „ 1831. Interest on said balance 1 year 

Principal and Interest 
„ „ „ Received payment -'--•- 

Balance due March 17, 1831 
ii „ 1832. Interest on said balance 1 year 

Principal and Interest 
,, ,, „ Received payment --,.-- 

Balance due March 17, 1832 
\ I, I, 1833. Interest on said balance 1 year 

Principal and Interest 
i, „ „ Received payment - 

Balance due March 17, 1833 
„ „ 1834. Interest on said balance 1 year 

Balance due March 1 7, 1 834 $ 166 14 



530 00 
130 00 


400 00 
24 00 


424 00 
75 00 


349 
20 


00 
94 


369 
90 


94 
00 


279 
16 


94 
SO 


296 
140 


74 
00 


156 
9 


74 
40 



MODE OF COMPUTING INTEREST ON BONDS, MORTGAGES, NOTES, &c 17 

When a payment does not equal the amount of interest due at the time of such payment, it if 
according to the practice of some States to take no account of it until the date of the next pay- 
ment, when it is added to that next payment, considering them both as one, the date of the last 
forming the governing reference. But the author of this work is constrained lo say v that he does 
not discover any good reason why a debtor should not receive some benefit from payments made 
by him to his creditor, even though such payments should not equal the amount of interest due on 
the obligation, where they are designed to apply. The receiver realizes an advantage which costs 
him nothing — the debtor furnishes a consideration which avails him no return. Nevertheless, the 
rule above stated is, it is believed, in some parts of the country, the standard of modern practice, 
and in accordance with legal authority ; hence the better policy would be for debtors never to pay 
any part of an obligation, unless the amount so paid shall at least equal the amount of interest 
due at the time of such payment. 

I have been informed, (though noi officially,) that in the State of Connecticut, the rule of pro- 
ceeding where a payment is made on an obligation, which does or does not equal the amount of 
interest, is, to add the interest to such payment, from the time that it is made up to the time when 
yearly instalments are due, then to deduct both the principal and interest of such partial payment 
from the amount of the general principal and interest due on the obligation at such time. This ii 
undoubtedly as it should be, and in fact is the only equitable method which can be adopted. To 
give the creditor the privilege of adding interest to interest a dozen times over, in case as many 
payments are made within the year, and which is in accordance with the practice in more or less 
of the States, cannot, it is believed, be reconciled with any established principle of justice. 

It appears to be reasonable that the creditor should receive compound interest annually, and no- 
thing more, unless the debtor stipulates to pay either principal or interest, or both, semi-annually j 
and any plan of computing, which gives the creditor a greater remuneration for the use of his mo- 
ney than that of interest upon interest once in twelve months, will not, it is believed, be consider- 
ed an equitable one. 

The following example exhibits a method of computing interest on bonds, mortgages, and notes, 
when payments have been made sometimes less than the interest due at the time of such payment, 
and sometimes more. The instalments are supposed to have been paid at unequal intervals of 
time, in some instances at the precise period when due — in others both before and after the stipa- 
lated tnie upon which they were due. 

EXAMPLE II. 

A. holds an obligation against B. for 800 dollars, dated January 1, 1829, 
payable in four annual instalments, with interest. The above obligation 
we wiu suppose to have been paid in the following manner : 

First payment, January 1, 1830 $248 00 

Second payment, July 9, 1830 14 00 

Third payment, January 1, 1831 227 00 

Fourth payment, August 17, 1831 75 00 

Fifth payment, January 19, 1832 130 00 

Sixth payment, May 13, 1832 4 00 

Seventh payment, September 4, 1832 S 00 



38 MODE GF COMPUTING INTEREST ON BONDS, MORTGAGES, NOTES, &c 

Jan. 1, 1829. The amount of the obligation before us is - $800 00 

Interest on do. from Jan. 1, 1829, to Jan. 1, 1830, is 1 year - 48 00 

Principal and Interest 848 00 

Jan. 1, 1830. Received first instalment - 248 00 

Balance due January 1, 1830 600 00 

Interest on said balance from Jan. 1, 1830, to Jan. 1, 1831 36 00 

Principal and Interest 636 00 
July 9, 1830. Received second instalment - - 14 00 
Jan. 1, 1831. Int.on do. fm.July 9,1830, to date, 176 ds. 41 

Jan. 1, 1831. Received third instalment - - 227 00 241 41 



Balance due January 1, 1831 394 59 

Interest on said balance from Jan. 1, 1831, to Jan. 1, 1832 \- 23 68 

Principal and Interest 418 27 
Aug. 17, ] 831. Received fourth instalment - - 75 00 

Int.on do. from Aug. 17, 1831, to Jan, 1, 1832, 137 ds, 1 69 76 69 



Balance due January 1, 1832 341 58 
Interest on said balance from Jan. 1, 1832, to Jan. 1, 1833 - 20 49 

Principal and interest 362 07 
Jan. 19, 1832. Received fifth instalment - - 130 00 
Int. on do. from Jan. 19, 1832, to Jan. 1, 1833, 347 ds. 
May 13, 1832. Received sixth instalment - 
Int. on do. from May 13, 1832, to Jan. 1, 1833, 233 ds. 
Sept. 4, 1832. Received seventh instalment 
Int. on do. from Sept. 4, 1832, to Jan. 1, 1833, 119 ds. 6 144 63 



7 


42 


4 


00 




15 


3 


00 




6 



Balance due January 1, 1833 $217 44 

In the succeeding Example, precisely the same facts are supposed to exist as in Example II. ; 
but the method of computing the interest is quite dissimilar to that pursued in the above supposed 
case, it being in conformity to the practice in Massachusetts, and some other States, 

EXAMPLE III. 

As in Example II., A. holds an obligation against B. for 800 dollars, 
dated January 1, 1829, payable in four annual instalments, with interest. 
The above obligation we will suppose to have been paid, as in Example II. f 
in manner following : 

First payment, January 1, 1830 $248 00 

Second payment, July 9, 1830 14 00 

Third payment, January 1, 1831 227 00 

Fourth payment, August 17, 1831 75 00 

Fifth payment, January 19, 1832 130 00 

Sixth payment, May 13, 1832 4 00 
Seventh payment, September 4, 1832 3 00 



MODE OF COMPUTING INTEREST ON BONDS, MORTGAGES, NOTES, &c 23 

Jan. 1, 1829. The amount of the obligation before us is - $800 00 

Interest on do. from Jan. I, 1829, to Jan. 1, 1S30 - - 48 00 

Principal and Interest 848 00 

Jan. 1, 1830. Received first instalment - 248 00 

Balance due January 1, 1S30 600 00 

Interest on said balance from Jan. 1, 1830, to Jan. 1, 1831 - 36 00 

Principal and Interest 636 00 
July 19, 1830. Received second instalment, which is 

less than the interest due at the time of its receipt 14 00 
Jan. 1, 1831. Received third instalment, which more 

than equals the int. due at the time of its receipt 227 00 241 00 

Balance due January 1, 1831 
Interest on said balance from Jan. 1,, to Aug. 17, 1831, 228 ds. 

Principal and Interest 
Aug. 17, 1831. Received fourth instalment - 

Balance due Aug. 17, 1831 
Int. on said balance from Aug. 17, 1831, to Jan. 19, 1832, 155 ds. 

Principal and Interest 
Jan. 19, 1832. Received fifth instalment - 

Balance due Jan. 19, 1832 
Int. on said balance from Jan. 19, 1832, to May 13, 1832, 114 ds. 

Principal and Interest 
May 13, 1832. Received sixth instalment - 

Balance due May 13, 1832 
Interest on do. from May 13, 1832, to Jan. 1, 1833, 233 days 

Principal and Interest 
Sept. 4, 1832. Received 7th instalment, whichisless than int. due 

Balance due January 1, 1833 $218 50 

The balance due on the 1st of January, 1833, as shown by this Example, appears to be $1.06 
more than is shown to be due by Example II. This variation is, as will be clearly understood, in 
consequence of the different modes adopted in computing the interest. When the laws of the 
country do not make definite provisions upon this subject, it remains for every individual, upon 
making himself acquainted with the merits ofthe several ways which have been proposed for com- 
puting interest on bonds, &c. &c, to judge for himself which way is the most equitable. 

In cases where an obligation is not of any very considerable amount, and where the time inter- 
vening between the date and final settlement thereof is short, the choice of the method in com- 
puting the interest on the same will not essentially vary the amount to be paid. In the following 
we shall propose the same facts as are set forth in the two preceding Examples. In times past, it 
was a common practice to calculate interest on obligations much in conformity to the annexed 
statement ; and even at the present day, when the demand is small, and the time short, it is per- 



395 


00 


14 


80 


409 


80 


75 


00 


334 


80 


8 


53 


343 


33 


130 


00 


213 


33 


4 


00 


217 


33 


4 


00 


213 


33 


8 


17 


221 


50 


3 


00 



3D MODE OF COMPUTING INTEREST ON BONDS, MORTGAGES, NOTES, &c. 

tiaps as convenient as any other, and at the same time it would not operate essentially to the un- 
due advantage or injury of either party concerned. 

Note. When speaking of small sums and short time, we mean from 10 to 50 dollars, and from 
3 months to one year. 

EXAMPLE IV. 

A. holds an obligation against B. for 800 dollars, dated January 1, 1829, 
payable in four annual instalments, with interest. The above obligation 
we will suppose to have been paid in manner following : 

First payment, January 1, 1830 $248 00 

Second payment, July 9, 1830 14 00 

Third payment, January 1, 1831 227 00 

Fourth payment, August 17, 1831 75 00 

Fifth payment, January 19, 1832 130 00 

Sixth payment, May 13, 1832 4 00 

Seventh payment, September 4, 1832 3 00 

Jan. 1, 1829. The amount of the obligation before us is - $800 00 
Interest on do. from Jan. 1, 1829, to Jan. 1, 1833, 4 years - 192 00 

Principal and Interest 992 00 
Jan. 1, 1830. First payment - - - - 248 00 
Int. on do. from Jan. 1, 1830, to Jan. 1, 1833, 3 years 44 64 
July 9, 1830. Second payment - - - 14 00 

Int. ondo.fm. July9,1830, to Jan.1,1833, 2 y. 5 m. 23 d. 2 08 
Jan, 1, 1831. Third payment - - - - 227 00 
Int. on do. from Jan. 1, 1831, to Jan. 1, 1833, 2 years 27 24 
Aug. 17, 1831. Fourth payment - 75 00 

Int. ondo.fm.Aug.l7,1831,toJan.l,1833, ly.4m. 15d. 6 18 
Jan. 19, 1832. Fifth payment - 130 00 

Int. ondo.fm. Jan.19,1832, to Jan.1,1833, 11 m. 13 d. 7 43 
May 13, 1832. Sixth payment - - - - 4 00 

Interest on do. from date to Jan. 1, 1833, 7 ms. 19 ds. 15 

Sept. 4, 1832. Seventh payment - - - 3 00 

Interest from date to Jan. 1, 1 833, 3 months 28 days 6 788 78 

$203 22 

Pursuing this plan of computing interest, we have the result $203.22, as forming the balanco 
due January 1, 1833, which is $14.22 less than the balance shown to be due under Example II., 
and $15.28 less than is shown under Example III. 

In cases where, the interest on an obligation is payable yearly, as is most usually the fact, to 
make the computation of it in accordance with this last Example, would operate most materially to 
the disadvantage of the creditor. But of the plan exhibited under Example II., it will not, I think, 
be hazarding reputation to say that, in point of equity, it is unexceptionable. 



MODE OF COMPUTING INTEREST ON BONDS, MORTGAGES, NOTES, &e- «t 

It will be perceived, by referring to the preceding Interest Table, that the interest on gSS5 
for 228 days is shown to be $14.79, instead of $14.80, as in Example III., a variation of 1 cent. 
The interest on $395 for 228 days, is taken from the Interest Table as follows : 



On $300 For 200 days, 


$9 86 


For 20 days, 


99 


For 8 days, 


39 


Then on $95 For 200 days, 


3 12 


For 20 days, 


31 


For 8 days, 


12 



$14 79 v 

The exact amount of interest on $395 for 228 days, at 6 per cent, is $14.80 and 160-365ths of 
a cent. So that in taking the interest on said principal from the Table, a loss is sustained of a 
fraction more than 1 cent. Other variations of equal importance, upon close examination, may 
perhaps be discovered. But it will be recollected that $395 is a sum which exceeds the limits of 
this book, and that therefore, we are under the necessity of doubling, or in other words, of 
taking the interest on the principal from two different pages in the book; first on $300 and then 
on $95 to obtain the interest required, but it will not happen in one case out of 10, that the inter- 
est taken on a sum less than $200 will vary from the exact amount to exceed 5 mills. 



COMPUTATION OF TIME. 



The general order of stating the time when accounts of interest are to be made out, is by 
years, months, and days, although it cannot be denied, that to reduce any given number of months 
and parts of a month to one total number of days, is the more strictly accurate way of proceedings 
A few examples will illustrate the position. 

EXAMPLE I. 

I wish to know the interest on $100, from November 18th to April 23d r which is 5 months and : 
5 days. --.--------.* 

Now from Nov., 18 to April 23, is 156 days. 

EXAMPLE IL 

From June 18 to Nov* 23, is 5 months and 5 days. Interest on $100 is 
Now from June 18 to Nov. 23, is 158 days. Interest on $100 is - 

EXAMPLE III. 

From Feb. 18 to July 23, is 5 months and 5 days. Interest on $100 is 



Now from Feb. 18 to July 23, is 155 days. Interest on $100 is 



Interest 


$2 58 


Interest 


$2 5$ 




$2 58 


■ 


$2 60 


«■ i 


$2 58 




$2 55 



In each of these Examples, the time intervening between the two given dates is 5 months and 
5 days ; but when reduced, the first Example shows 156 days, the second Example 158 days, and 
the third Example 155 days. The interest on the given sum in each Example is the same where 



59 COMPUTATION OF TIME, 

computation is made hymonths and days; but when the actual number of days intervening be- 
tween the given dates are made to determine the amount of interest due on the given sum, wo 
find by the first Example, that it is $2.56 ; by the second Example, that it is $2,60 ; and by the 
third Example, that it is $2.55. The difference between the lowest and the highest product is 
5 cents. 



A. purchased a quantity of tea at a very reduced price, which he employed an agent to sell at an 
advance of 400 per cent. The agreement between the parties was, that B. the agent should re- 
ceive 50 per cent, commission on the amount of sales, as a remuneration for his services., How 
much per cent, net profit was then realized by A.? 



A., who kept a boarding-house, agreed to board B., his wife, son, and daughter, for $ dollars 
per week. It wa3 calculated that to board the man was worth twice as much as his wife, four 
times as much as his son, and five times as much as his daughter. It so happened that the man 
and his son were absent one week. What did A. charge him for the board of his wife and daugh- 
ter during that week ? 



In presenting the foregoing work to the public, the Author would avail himself of the passing 
Opportunity, of giving information that "PRESTON'S Treatise on Book-keeping-,' 1 is now in 
market. The rapidity with which the first edition was disposed of, and the increasing demand for 
the article afford the most pleasing evidence that it is as universally approved as it is known. A 
great number of copies of this Treatise have been sold to young gentlemen in New- York, who just- 
ly consider themselves competent book-keepers, and whose good opinion of the work is gratefully 
appreciated by their much obliged fellow citizen, the author. Hundreds of mechanics have also 
been supplied, both in city and country, who have uniformly expressed their unqualified approba- 
tion of the work ; the first part thereof having been arranged particularly with a view to their ac- 
commodation. Numerous letters commendatory of this work might be annexed in confirmation 
of the above expressed sentiments. The subjoined certificates are from gentlemen of the first re • 
spectability, and of practical business experience and talents, and will enable every individual to 
form a just conception of the merits of the work. 

We have examined " Preston's Manual on Book-keeping," and are satisfied that it will prove a 
useful acquisition to the public. The first part exhibits a plain system of keeping accounts by sin- 
gle entry, and appears to be well adapted to the use of Farmers and Mechanics ; the second part 
will be found a concise but well conceived elucidation of the method of keeping accounts by double 
entry ; and we unhesitatingly recommend the work as deserving of public patronage. 

KEL'G. HURLBURT, B. B. LANSING, 
E. B. SHEARMAN, T. H. HUBBARD, 

WM. WILLIAMS, E. BACON, 

M. HUNT. 

Dear Sir, — I have examined your Manual on Book-keeping, and believe that it is better 
adapted to the use of those for whom it is particularly designed, than any system of Book-keeping 
now extant ; and I do most cheerfully recommend it to the patronage of all who may desire a knowl- 
edge of this useful science. I am, sir, with great respect, your obedient servant, 

Utica, Feb. 14th, 1828, CHARLES BARTLETT, 

Principal of the High Scfwol at Utica, «Y. F. 

Mr. Ltman Preston. 



fCj* Preston's Treatise on Book-Keeping, together with several other works by the same au- 
thor, will be kept constantly on hand, at wholesale and retail, by ELLIOTT & PALMER, Printers 
and Stationers, No. 20 William-street, New- York, who execute all kinds of Book and Job PRINT- 
ING, on the most reasonable terms, and have for sale a general assortment of MERCANTILE 
and other BLANKS, 







':-' . ' '■■ 



• ■ 



/ 



